Lenders often face challenges in obtaining a complete view of loan applications due to the time-consuming, manual process of gathering accurate data from various sources. This method can lead to errors and an incomplete financial picture, resulting in the risk of financial loss

TrustFlow AI empowers lenders to make confident decisions by providing instant access from verified banking data. Creating a smooth user experience, and automation that boosts efficiency across all lending operations!

TrustFlow Ai

Account Owner Verification

Account Owner Verification

  • Account Holders
  • Phone Numbers
  • Documentation
  • All Listed Address

Balance Analytics

Balance Analytics

  • Available Balance
  • Average Daily Balance
  • Max And Min Balances
  • Current Account Balance

Cash Flow Report

Cash Flow Report

  • True Revenue Flow, and NSFS
  • Trending and Balance Insights
  • Inflow And Outflow Transaction
  • 24 Months Of Transaction History

Small Business Risk Metrics

Small Business Risk Metrics

  • Access 52 Weekly Sales & 14 Benchmark Metrics
  • Optimize Underwriting
  • 360 View Of Biz Health
  • Stop Repayment Issues

Payments Success Indicator

Payments Success Indicator

  • Real-time Account Balance & Activity In A 10-Day Forecast
  • Help Access The Optimal Timing For Initiating a Payment
  • Reduce Defaults & Increase Revenue

Bank Statements

Bank Statements

  • FCRA Compliant
  • PDF Report Format
  • 12 Month Data Access
  • Cover Page and Report ID

Account Balance

Account Balance

  • Real-Time Available Balance
  • Pending Withdrawals/Payments

ACH Verification

ACH Verification

  • Indicator For ACH And Real-Time Payments (RTP), i.e., Zelle
  • RT Flag Indicates If The Account Can Receive and/or Send
  • Used For Account Opening Or Payment Initiation

  • Lending Solutions

    Leverage disruptive financial technologies to streamline auto date lending processes, increase transparency and reduce risk.

  • Fintech Solutions

    Stay ahead of the competition by leveraging cutting-edge AI technology for software development in banking and financial services.

See the Connect experience in action

Easily connect your consumer’s financial accounts

The Connect experience is a simple user interface that allows your customers to permission the use of their financial data in our app or web portal.

When you're ready, check out some of these accounts to test the power and versatility of the Connect experience in the interactive demo on the right:

Total Balance

$18,738.92

Investments

$18,738.92

Credit Cards

$23,343.56

Cash

$3,983.13

Loans

$42,570.00

Get a birds-eye view off all your finances by connecting more accounts.

Accounts

Fidelity Individual

Investment 8372

$18,738.92

Wells Fargo

Business Account 3432

$3,983.13

Bank of America

Credit Card 6723

$23,343.56

Liftoff's TrustFlow Ai Benefits

Unlock the full potential of Liftoff's cutting- edge payment and banking technology!

Online Payment Platform

Acces to same-day ACH, Real Time Payment, debit card withdraws. Set up recurring charges and fund clients 365 days a year!

Direct Banking Access

Get a clear and comprehensive view of clients revenue stream and improve overall funding decisions. Generate two years' worth of reports in seconds and Trustflow Ai will indicate the best day to withdraw funds with a 10 day forecast!

48 Metrics and 14 Benchmarks

Optimize underwriting,360 view of businesses credit risk, account verification, access 12-month sales data, 24 month cash flow reports, live bank account balances, evaluate SMB's ability to repay loans, receive monthly reports.

One In One Platform

Liftoff provides you a one-stop solution for all of your business needs. In addition to online payment platform, businesses can use features, including same-day ACH, RTP, and access to over 2,200 banks. Enhancing the underwriting process while reducing risk and defaults with TrustFlow AI.

Optimize Underwriting and Reduce Fraud Risk with AI-Powered Precision

Spend less time managing underwriting complexities and potential fraud. Our AI-driven platform enables seamless customer verification, comprehensive revenue stream analysis, and—most critically—reduced default rates. Powered by predictive analytics, our solution provides a 10-day forecast pinpointing optimal withdrawal dates when customers or businesses are having difficulty with payment issues. No more guesswork—receive the data and let the Flow guide your decisions!

Sample Attributes Include

  • Business Metadata

    Business Existence and Operational Information

    • Merchant Category Code
    • NAICS Code
    • First Seen Txn Date
    • Last Seen Txn Date
  • Merchant Sales

    Customers Spend at the Merchant Location

    • Total Sales Account
    • Total Sales Count
    • Average Spend/Txn
    • Average Spend/Card
    • Average Txn/Card
    • YOY Metrics
    • Net Sales Indexes
  • Channel Sales

    Customers Preferred Spend Channel

    • % of card present spend
    • % of card not present spend
    • % of spend from online channels
    • % and averages of spend across debit/credit products
    • YOY Metrics
    • % online txn index
  • Customer Loyalty

    Highlights on the Merchant’s Customer Base

    • % of repeat customers
    • % of spend from recurring txns
    • YOY view on recurring txns
    • Repeat Customer Indexes
    • Recurring Txn Index
  • Business Risk

    Business Volatility Highlights

    • % of declined txns
    • % of chargeback txns
    • % of disrupted txns
    • Total Amount of Returned Txns
    • % of declined and fraud metrics across debit/credit products
    • YOY Metrics
    • Decline, Chargeback, and Dispute Indexes