A smart way to build and maintain healthy credit!
Liftoff empowers you to build credit with rent, protect your identity, and ensure your privacy is secured!
HOW IT WORKS
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Step 1: Choose Your Plan
Pick an installment loan that fits your budget and savings goals. Select the monthly payment that works best for you.
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Step 2: Set Up Auto-Pay
Turn on automatic payments to stay on track and build healthy credit habits with ease.
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Step 3: Watch Your Savings Grow
Your payments go into an FDIC-insured account. At the end of your plan, you’ll get your savings back—plus a better financial outlook.
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Step 4: Build Your Credit
You’re actively building your credit history and preparing for bigger financial opportunities ahead!
Look How Much We Can Help You Save
Person B pays $9,619.05 more!
than Person A for the exact same vehicle and exact same price.
PERSON A
- Credit Score: 730
- Interest Rate: 1.99%
- Payment: $368.22
- Total Interest: $1,302.39
- Total Payments: $24,302.39
PERSON B
- Credit Score: 599
- Interest Rate: 14.99%
- Payment: $513.22
- Total Interest: $10,921.44
- Total Payments: $33,921.44
Why choose BuildCredit Loan?
With each on-time payment, you’re creating positive payment history across all three major credit bureaus.
Liftoff impacts the key factors making up your credit score
Step One:
Start with a Plan
Liftoff Credit Builder charges NO MONTHLY SUBSCRIPTION FEES!
No credit check, no co-signors, and the start of financial freedom!
- Build a specified deposit line of up to $5000 to reduce your credit utilization with all three credit bureaus.
- Make a monthly payment or autopay to stay on track without worrying about fees or penalties.
- A full-featured plan reporting to the 3 main credit bureaus. No hidden fees or late payments with Liftoff!
Step Two:
Make Your Credit Count
Effective Credit Building Services and Programs for Businesses
Boost your credit history overtime with Liftoff!
- Continue building an account expiration date, increasing average credit age.
- Liftoff reports on-time payments every month to the 3 major credit bureaus, improving payment history.
- On average, people have seen their score increase by 23 points within 6 months when using this program.
Credit Builder for Business – Build Your Business Credit Today
Step Three:
To The Moon With
Liftoff propels your credit journey with advanced credit building tools designed to accelerate your progress.
- Report additional on-time payments when you make rent payments.
- Access to robust, unlimited toolkit to help your credit potential and reach new heights.
- File disputes in minutes with one easy button!
| Features |
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IdentityIQ | SmartCredit | Self | Chime |
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| # Credit Bureaus | 3 | 1-3 | 1-3 | 1-3 | 1-3 |
| Credit Bureau Monitoring |
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| Identity Protection |
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| Debt Analysis |
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| Score Factors |
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| Personal Info Protection / Removal |
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| Rent Reporting |
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| Build Credit Account |
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| Subscription Manager |
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