Give Your Rent the Credit It Deserves
If you’re paying rent every month, you should get rewarded for it—not just with a place to live, but with a stronger credit score.
Thanks to rent reporting services, renters now have the power to report their rent to credit bureaus—turning regular payments into real credit-building activity.
Let’s explore how it works, why it matters, and how you can start reporting rent to credit bureaus in just minutes.
What Does It Mean to Report Rent to Credit Bureaus?
When you report rent to credit bureaus, you’re submitting your rental payment history to credit agencies like TransUnion, Equifax, or Experian. Once verified, your rent becomes part of your official credit profile, just like a car loan or credit card.
Until recently, rent didn’t show up on your credit report. Now, with modern rent reporting services, you control your own credit story.
Why Reporting Rent to Credit Bureaus Is a Game-Changer
Your rent is likely your largest monthly expense—and without reporting it, you’re missing a major opportunity to grow your credit.
Here’s what happens when you report rent to a credit bureau:
✅ Builds or improves credit history
✅ Boosts score without taking on debt
✅ Adds payment history to your credit mix
✅ Shows lenders you're financially responsible
✅ Helps with approvals for loans, credit cards, and more
If you're a renter looking to build or rebuild credit, this is one of the simplest and most powerful tools available.
Liftoff Makes Rent Reporting Simple and Fast
At Liftoff, we take the guesswork out of rent reporting. Our platform connects to your bank account or rent payment method, verifies your monthly rent, and submits it to TransUnion— no landlord involvement needed.
Why choose Liftoff?
· 🔒 No landlord required
· 🔁 Automatic monthly reporting
· ⏳ Up to 24 months of rent backdating
· 💳 Low monthly cost—starting at $6.95
· ⚡ Setup in minutes, results in days
Whether you pay via bank, Zelle, PayPal, or another method, we’ll help make sure your rent payments finally count.
How to Report Rent to Credit Bureaus
It only takes a few easy steps to turn rent into a credit boost:
1. Sign up with Liftoff
2. Choose your rent payment method (bank, app, receipts)
3. We verify and submit your rent payments to TransUnion
4. Get credit for each monthly payment
5. Watch your credit profile grow and strengthen
If you’ve been renting for years, now’s the time to make those payments work for you.
Who Should Report Rent to the Credit Bureaus?
Rent reporting is ideal for:
· 📱 Young adults building credit from scratch
· 🌎 Newcomers to the U.S. without credit history
· 🧾 Renters with no credit card or loan activity
· 💳 Those rebuilding credit after financial setbacks
· 🏡 Anyone preparing for a mortgage or car loan
If you're paying rent, you should be getting credit for it—plain and simple.
FAQs: Reporting Rent to Credit Bureaus
🧠 Which credit bureaus accept rent payments?
Most rent reporting services (including Liftoff) report to TransUnion. Some services also report to Equifax or Experian depending on your plan.
👀 Will rent reporting affect my credit score?
Yes—especially if you have a thin or limited credit file. Some users see 20–40 point increases within a few months of on-time reporting.
📬 Does my landlord have to report it?
No. Liftoff can verify your payments through your bank or payment app—making it possible to report rent with no landlord involvement.
⏪ Can I report past rent payments too?
Yes! Liftoff offers backdated rent reporting—up to 24 months of past rent can be added to your credit report for an even bigger boost.
💵 How much does it cost?
Plans start at just $6.95/month, with bundles available for ongoing and backdated rent reporting.
Start Reporting Your Rent Today with Liftoff
You’re already paying rent. Now it’s time to make it count.
With Liftoff, reporting rent to credit bureaus is affordable, automatic, and landlord-free. Start building the credit score you deserve today.
👉 Sign up now and take control of your financial future.